With over 18 years of bankruptcy experience, attorney Bill Johnson will help you determine the best option for your financial situation.
Chapter 7 may allow you to start out fresh, paying only secured creditors for property you wish to keep. Your level of income and non-exempt equity in real and personal property are two determining factors for eligibility to file Chapter 7 Bankruptcy.
Chapter 13 may be the best option for you if you owe back taxes, back child support, if you are behind on your home or car payments, or if you are not eligible to file for bankruptcy under Chapter 7. If you plan on keeping your property, we will create a repayment plan that may allow you to do so. Delinquent mortgage payments may be cured in the Chapter 13 plan in most cases. You must have a regular source of income to be eligible to file Chapter 13 Bankruptcy.
WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE UNITED STATES BANKRUPTCY CODE.